Sigma Phi Delta is dedicated to the protection of its members. Life as a college student can be stressful enough. We do not believe we need to add the stress of stereo-typed fraternity risks to our members as well. As a result, Sigma Phi Delta has general liability insurance for each chapter. This insurance helps to cover accidents and unforeseen risks when conducting official Sigma Phi Delta business within the guidelines of the Sigma Phi Delta Risk Reduction Policy. In addition to general liability, each undergraduate member has a separate Member Accident Protection Plan (MAPP). This extra insurance helps to cover medical bills if something happens to them while an undergraduate member of Sigma Phi Delta. One prime example would be if they slipped and fell down the stairs, in the winter, and broke an arm.